How to Skip the Haggling

hagglingDo you really hate the process of haggling with someone over a price? A lot of people do and that’s why it’s important to know what you can do to simply avoid the process altogether. Of course, you should know that you might not get the best deal possible this way, but you won’t have to spend your time and money trying to get back and forth between different dealerships and pit them against each other to get the lowest deal. Instead, you’re going to do that with just one email or phone call.


What you need to do is get ahold of all of the dealerships that have the specific vehicle that you want. Make sure that they sell that vehicle and that they are able to get it for you. Also make sure that you specify any extras that you might want on the vehicle or which style or colors if important. All of this information needs to be given to each of the dealerships and you need to make sure they have it all correct. That way you’re going to get an accurate comparison and an accurate deal when it’s all done.


Let them know that you want to purchase this vehicle and that you’ve called each of the other dealerships in the area. Let them know that you don’t want to haggle and you don’t want to come into the dealership except to buy the vehicle. Then you give them a set number of days or even a week to come up with their best price. Each dealership gets to submit one price and the lowest price is going to get the sale. You’ll come in on that last day and purchase the vehicle that you got the best offer on.


Dealerships are going to try to outdo each other. That means they’re going to try and get you a really good deal but they’re not going to give you quite what you’d get by going in to haggle because they still want to make some money. Just know that you’re going to get a good deal but not a great deal by going through this process. On the last day you call each of the dealerships and find out what their lowest price is. Make sure that all of the details are still the same and decide which one you’re going to buy.


Getting these types of deals isn’t always easy and some dealerships prefer to stay out of this kind of thing. If you’re really interested in skipping out on the haggling however it’s something you’re  going to want to check out. Make sure you know which dealerships offer what deals and make sure you’re clear that you don’t want to haggle and you’re not going to. You’re just going to walk in and sign the papers for your deal. You’ll get something good no matter what. But of course, you’re going to need a car loan to get that deal so make sure you check out how to apply right here.

Important Car Buying Tips When Getting Best Canadian Car Loans for Bad Credit

Important Car Buying Tips When Getting Best Canadian Car Loans for Bad Credit

woman-buying-a-carBuying a car is a big deal. There are a lot of considerations you need to acknowledge in order for you to make the right choices. Here are common, yet very important car buying tips that you should take note!

They may be common. But like any car expert will tell you, they can save you from the inconvenience of getting ripped off. At the end of the day, even the most obvious and cliché like tips can come in handy, especially for first time car buyers. Nothing should therefore, be taken for granted. With that in mind, take the following tips into account.

Prioritize experienced car dealers  

You must have heard this before already. Its importance cannot in any way be emphasized. This is not to say in any way that one should avoid relatively new car dealers. Fact is, experienced car dealers always have a good reputation or rather a name to uphold. The fact that they have been around for a long time, probably decades is enough proof that there is something right they are doing. For car dealers that have been around for a short while, simply take into account the kind of reviews they have. Stay away from any car dealership that seems to attract negative reviews all the time.

Choose a good car model  

TOYO_RAV4_2014‘Good’ in this case can be relative. One buyer may find a model good while another can find another just average. Whichever the case, always go for a car model that can guarantee you easy and quick access to spare parts. The last thing you would want is to have a nice car with no spare parts at all or even a simple car with extremely expensive spare parts.    Always test drive  It is the only way you will know if you are about to get value for money. So take time to go for a test drive. Feel how the gearbox behaves. Experience how the car picks up speed. Test-driving is in short, mandatory whether the car in question is new or used.

Now, after learning the basic things about buying a car – you now need to know how you can actually purchase one. Especially if your concern is having no money for down payment or you could be worried about having bad credit.

Did you know that you could get no money down loan with bad credit? Yes you can!

We have financed thousands of car loans throughout Canada. We approve 99% of our applicants; you can get approved if you earn $2,000 or more per month.

Get Approved

Credit ReportWe look at your current situation and work with you to get you the car you want with payments you can afford. We don’t use traditional methods to make approval decisions. To get approved for you new car loan you can:

  • Be Self-Employed
  • Have Bad Credit
  • Have Good Credit
  • Had A Repossession

No matter what your situation, we are here to help. We can get you in the car you want with no money down. We only collect the information we need to get you approved so you don’t need to provide your SIN number.

Our Process

Our process is fast, easy, and free. To get your loan you just need to:

  • Choose the Type of Car You Want
  • Complete Our Short Application
  • Get Approved in 24 Hours or Less
  • Visit the Dealership to Pick Up Your New Car

The best thing about our process is that there are no obligations and it’s free. We make sure you are 100% satisfied with your purchase and you can afford your payments.

Learn more about financing cars with bad credit in Toronto, and get the car that you want.

Since you are one step closer to getting you own car, it is best that you also know the basic principles in owning and maintaining a car.

What It Takes To Own And Maintain A Car

carOwning a car is without a doubt a privilege. With one, getting from point A to point B can and won’t ever be a problem. But then again, there are other factors or rather expenses that usually come along with owning a car. It is because of these expenses that one has to plan well his or her finances. There is insurance for instance, which has to be paid for annually, or every month. Then there is car servicing, car parking fees and so many other miscellaneous expenses.

All these expenses explain why one must have a good budget for buying and maintaining a car. To easily understand how much you will have to part away with every month in the name of maintaining a car, consider the following points.

Ask friends

You certainly will have friends and colleagues at work who own the exact car model you wish to buy. It is from them that you can get to know everything you need to know about your desired car make and model. Ask what you need to know about the resale value of the car should you consider selling it later. Ask too about fuel consumption, insurance costs and of course, car servicing.


With the Internet readily available, you can easily get to know anything you wish to know about cars. But avoid the conventional type of research where you just Google what you need to know. Keep in touch with the manufacturers of the car model you wish to buy.

Ask them about all the expenses that you may have to put up with once you have the car. Be sure to know if you will easily get spare parts within your town or city. Ask too about the car warranty and safety issues. Lastly, request for a free test drive.

What Exactly Is A Good Car Made Of?  

muscle-car-engine-showdown-8The answer is relative. One would say it is all about the engine. Another would say speed matters. Better yet, another would insist that the design matters a lot. Truth is, all these things make a good car. Your final decision when buying a car should therefore include all these factors. But like you are about to learn or rather find out, there are some factors that are much more important than others.  That is, you have to give them a priority over the others. Such factors include:

The engine

The speed and your car’s general performance all depend on the engine. That is exactly why the engine is always likened to the heart. Without it, one would die. It is the same with cars. A faulty engine means a faulty car. Unfortunately, it is hard for laymen to understand engine dynamics. Knowing the cc capacity is not enough. You also have to consider factors such as torque. To be on the safe side, have a mechanic by your side when window-shopping for a car. Allow him to do the talking with the dealer if you suspect that the dealer can take advantage of the fact that you know little or nothing about car engines.

The gearbox

You can’t go anywhere with a faulty gearbox. The car in question may start. It may go for a few miles but that will be it. It just won’t move anymore. One thing most people often ignore when it comes to the gearbox is the fact that a simple glitch on the system always means greater trouble if it is ignored. So that your desired car for a test-drive. Feel how the gears change each time you engage a new gear. Funny sounds can be a red flag. Your mechanic should help you understand more and help you make the right choice.

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